Our Approach
At AO Wealth Advisory, we promise one-on-one communication and a long term relationship to pursue your financial goals. We promise to be very open with you, use simple terms instead of industry jargon, and give honest advice at every stage. We will have straightforward conversations on costs and always invite questions.
It's our mission to guide every client on a path to earning, investing, and giving.
AO Wealth is your trusted financial partner.
our planning approach // Here's how we do it
1. Establish a client-planner relationship
Our meetings start with your questions. We want to know what’s top of your mind and how we can help address your concerns. As we work to build the client-planner relationship, the first meeting will be about getting to know your top financial concerns and determining if AO Wealth Advisory is a good fit for you. We’ll explain the services we provide and define our responsibilities as planners, as well as your responsibilities as a client.
2. Gather client data and goals
A financial plan is only as good as the data that it’s based upon. During the initial data gathering phase, we’ll ask for as much financial detail as you can make available including financial statements, insurance policies, etc. This data will help us define your financial goals, set a timeline for results, and determine the risk needed to achieve those goals.
3. Analyze and evaluate your financial status
With the data gathered, AO Wealth Advisory will be able to analyze your financial information and assess the current situation to determine the most efficient and effective action steps toward success. Analysis may include items like: assets, liabilities, cash flow, insurance coverage, investments, and/or risk strategies.
4. Develop and present financial planning recommendations and/or alternatives
A follow up meeting will be required for us to offer recommendations and to help you make informed decisions. We will listen to your concerns and revise the recommendations where appropriate.
5. Implement your financial plan
After coming to an agreement on the necessary action steps, we’ll help you execute your financial plan. We can also help coordinate certain areas of your financial plan with other professionals you have an established relationship with (Attorney, CPA, etc.).
6. Monitor your financial progress
Meeting at least annually, we will sit down and review your current financial situation. This is key to maintaining a healthy financial plan. Review meetings are useful in keeping everyone up-to-date on your financial situation, your position in life, and your goals. Adjustments can be made to your financial plan as needed.
